A Little TLC?

What is a term life insurance? This was a question I raised to my mom a few days ago because I received a business letter from a certain company inviting me to buy insurance from them. I know getting an insurance is a good thing, because it will make you feel more secure about your life. I mean, in case of accidents, you’re sure to get help with the finances. But with term life insurance, you can only get help if something happens within the time period in your contract. What if something happens the day after it expires? That would really suck. So, when buying an insurance, make sure it fits you best.

My Own Home

I’ve always dreamed of having my own place before my 30s, and I am turning 25 this month. I should already be in the know of where I should get my property. I know that there are a lot of things to consider, but, there is no harm in planning ahead. I need to find a real estate agent that will direct me to the correct place to live. I know that the possibilities are endless, but among those possibilities, I can always narrow it down to a few.

I already know what kind of house I want to live in. I want a house that is open and fresh-looking, with big windows and large garden. I don’t want a big house, I just want a house that I can call a home. Of course, I do plan on getting married, so maybe my future husband can help me find the best place to live in.

Covered

I received a mail today. I haven’t received a snail mail since… I can’t even remember! My friend from Iloilo usually sends me a snail mail, but since text messaging has been rampant, we just communicate through that. Anyway, back to the mail I received… It’s about term life insurance. I don’t even know where they got my home address, but they somehow managed to get it. I have no idea what that means, so I asked my mom how this insurance thing is important. She says, this kind of insurance provides a coverage for a certain period of time, meaning it’s not permanent. Basically, if I get into an accident within the term, I will be able to avail the insurance, otherwise, I get nothing. I don’t think that’s the best insurance for me. I want something that will make sure that whatever happens to me, I will be assured to get coverage, sort of like, a complete care service.